I know what it’s like to feel broke and stuck.
I’m Melissa — budgeting coach, spreadsheet nerd, and creator of The Breakthrough Flow™. But I didn’t start here.
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At 15, I became a mom. By 20, I was working full-time, barely scraping by, and buried in debt. For years, I thought paycheck-to-paycheck was just my reality.
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What finally changed everything? A simple 3-account system I built during my own financial crisis.
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That system, The Breakthrough Flow™, makes budgeting clear, simple, and guilt-free.​ And now it’s helping women everywhere do the same.
Fun fact: My first budget was built in a notebook with five different highlighters.
→ Now I create systems that turn financial chaos into clarity, and they’re even kinda pretty.
What if budgeting felt simple?
Introducing The Breakthrough Flow™, my 3-account method that finally makes your money make sense.
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Just three accounts—Bills, Savings, and Spending—so nothing gets missed, your goals get funded, and everyday life stays guilt-free.
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​​The best way to put it into practice? The Breakthrough Budget Planner. It’s your complete money system, built for real people with real lives (and real bills).
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